BNPL 2.0 for Healthcare Loans More than just a common BNPL

Launch your own loan product. Increase sales and generate new revenue streams. Choose your risk level and keep all your customer data in-house.

Grow your business with your own loan service

Introduce next-generation payment options to increase sales and generate new revenue streams.

Our self-service BNPL 2.0 solution provides your business with an intuitive plug-and-play widget to easily launch your own consumer credit solution. Embed our BNPL 2.0 into any website / in-store (point of sale) as an alternative payment method to boost sales conversions.

Common BNPL solutions provide lending to your customers and at the same time take ownership over them (“stealing them”),

Tarya BNPL 2.0 provides the buy-now-pay-later solution while leaving you in full control over your customers.

Control the entire customer experience from purchase to funding and choose between taking all the risk or having us take it instead (premium service).

Your business. Your credit terms.

Create credit/loan products that are best suited for your customers.

We believe merchants know their business and their customers best, therefore they should be able to fully control the financial terms of their credit offering (installments, interest rate, etc.) Our lending solution takes care of risk management to reduce fraud and defaults, while maximizing the company’s revenue stream.

Tarya provides merchants with a comprehensive management dashboard to monitor and control the entire loan operation, mitigate risk, and grow your business.

Risk or No Risk. You decide.

Choose the risk path best suited for your business.

Tarya BNPL 2.0 is different from all the other “standard” BNPL solutions on the market. We offer two risk paths you can choose from.

Risk is yours – you take on the credit risk, but enjoy higher revenues from interest payments.

Risk is ours – you prefer no risk and choose to insure your credit contracts, for which you pay an insurance premium.

Both risk options benefit from our advanced AI and ML risk assessment engine to minimize your risk upfront. Each borrower is profiled using a multi-data layer to provide you with an immediate and accurate risk assessment for each loan request.

You decide which risk level you prefer for your credit products.

See what’s under the hood

So much more than a standard BNPL solution

All the features you need to successfully deploy an
Embedded Finance (BNPL 2.0) loan service for your business.

Merchants

Onboard

Add our BNPL payment solution to your online store in no time, via a simple and intuitive interface

Customize

Optimize your financial terms based on your business needs (# of payments, level of risk, interest rates)

Manage

Manage your business using our comprehensive loan management dashboard

Customers

Onboard

Customizable & dynamic onboarding flow

Our Enhanced BNPL solution includes several main modules to deliver a holistic loan service.

Loan Origination

An optimized onboarding funnel enabling both the borrower and agent/sales-rep to apply for a new loan.

Risk Management

Customer profiling based on multiple data sources (Financial/Credit Bureau data, Organizational data, Digital Profiling and Online Psychological Assessment). The accumulated user data is analyzed and our AI assigns a credit score for each borrower providing an immediate and in-depth risk assessment for each loan request.

Credit Management

A comprehensive platform to manage all aspects of the loan management lifecycle.

Customer Onboarding Flow

Medical loans are defined as unsecured loans that can be used for personal medical costs, including emergency cases, planned interventions, dental procedures, or even healthcare-related debt. Such loans do not require collateral, such as a car, hence, they are defined as unsecured.

Usually, when an applicant gets approved, they can receive a lump sum and pay back over time. Such loans make financing medical care more affordable and less stressful.

Obtaining a loan can be a burdensome process, especially for people with bad credit scores. Therefore, alternative financing options can be sought to cover unexpected medical costs and healthcare debt. Some of the popular alternatives include:

  • Charity organizations
  • Non-profit organizations that offer loans
  • Family loans
  • Hospitals’ financial-assistance programs
  • Flexible payment plans

In fact, more and more medical providers offer various payment plans, allowing patients to access medical care and pay for it later. Tarya is one of the most prominent installment managers that provide novel technology to facilitate lending in the beauty and healthcare sector.

While it’s usually patients that seek medical loans, healthcare practices that need to start a new business, purchase equipment or scale also need financing to boost their business potential. The options vary from traditional loans from banks to non-bank loans to equipment financing. Each business needs to do its own research in terms of funding, conditions, fees, and more.

To facilitate the process in the healthcare sector, Tarya Fintech aims to provide novel E2E lending technology to help providers scale without depending on third-party lenders, which is ideal for small and medium-sized enterprises and healthcare practices.

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